How to calculate the handling fee and interest of Minsheng Credit Card? There is a handling fee for handling a credit card. Generally, you don't need to get it by credit card, but you must get it under special circumstances. How to calculate the handling fee and interest of Minsheng Credit Card?

First, handle the handling fee of Minsheng Credit Card

Borrow RMB cash in advance through Minsheng Bank credit card, with a handling fee of 0.5% of the transaction amount, with a minimum of 1 yuan per transaction, and borrow cash in advance through peers with a minimum of 1% of the transaction amount.

If Mr. Zhang uses Minsheng Credit Card to withdraw cash, the withdrawal amount is 10000 yuan. The withdrawal fee of Minsheng Bank is 10000 * 0 yuan. 5%=50 yuan. If you withdraw cash from other banks, the handling fee is10000 *1%=100 yuan.

Second, Minsheng Credit Card cash withdrawal interest

Not only do you have to charge a high handling fee for cash withdrawal, but the interest generated every day can not be ignored. Those who use the credit line to withdraw cash do not enjoy the interest-free repayment period. From the billing date to the repayment date, the repayment interest will be charged at the rate of five ten thousandths per day.

For example, Mr. Zhang paid off the money on 1 October1daily Minsheng Credit Card 1 10000 yuan,1October 20th. The total amount paid by Mr. Zhang is 10000 yuan, 10000*0 yuan.

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