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If the credit card is not repaid before the repayment date or billing date after cash withdrawal, how to calculate its interest in this way?
The daily interest of credit card withdrawal is five ten thousandths, counting from the date of withdrawal. That is to say, if you withdraw money from 500 yuan on 15 and repay it on 18, then the sum of the principal and interest you should pay is 500+500*0.0005=500.75 yuan.

The billing date means that the issuing bank will regularly summarize and settle all the transactions and expenses of your credit card account in the current period every month, calculate the total amount owed and the minimum repayment amount in the current period, and send a statement for you. This date is your credit card bill.

The due repayment date refers to the latest date when the credit card issuing bank requires the cardholder to repay the payable amount. In other words, after the issuing bank issues the bill, you should pay off all the expenses you have consumed before the due repayment date.

These do not conflict with the interest you need to pay to withdraw cash.

Extended data

Credit card cash withdrawal mainly includes overdraft cash withdrawal and overpayment cash withdrawal. Overdraft cash withdrawal is a small cash loan provided by banks to help cardholders flexibly allocate funds when they are in urgent need.

Overpayment cash withdrawal refers to the overpayment by credit card customers or the funds deposited in credit card accounts, and it takes some formalities to withdraw the overpayment. This amount can increase the available credit limit of the cardholder's credit card, or be directly used for consumer repayment. If the credit card has overpayment, the overpayment shall be deducted first, and then the credit line shall be deducted. If the overpayment is greater than the consumption amount, there will be no overdraft.

As for the method of withdrawing cash by credit card, the cardholder only needs to log in to the bank's credit card online banking, select the cash advance function, and then follow the prompts, and the cash advance from the credit card can be directly credited to the personal debit card account, which is relatively simple to operate. Telephone cash advance is to dial the customer service hotline of bank credit card, and according to the voice prompt, advance cash will be credited to personal debit card account.

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