Does ICBC’s urgent money have to be repaid within the same month? ICBC's urgent money withdrawal service is an online credit card cash withdrawal service. The difference is that cash withdrawal is a direct withdrawal of cash, while urgent money is transferred to a bank card. Other charges and repayments are the same as cash withdrawals. For example, the full amount will be included in the first installment after processing. The minimum payment amount on a credit card bill must be paid before the final payment date. As for whether it must be repaid in the same month, it depends on the time of processing, that is, whether it is processed during the billing process or after the billing process. If the billing process is included in the current period's bill, it is likely to have to be repaid this month; if the billing process is processed in the future, it will be included in the billing process. The next bill may have to be repaid next month. However, the longer the repayment time is, the more interest will be incurred.
What should I do if ICBC urgently needs money but cannot pay it? If ICBC needs money urgently, it cannot enjoy the interest-free treatment, and it cannot make minimum repayments. Once the bill comes out, it needs to pay off the principal and the interest incurred in one go. If the credit card is not paid, it will be overdue and the credit report will be damaged. Once the bill comes out, With a bad record, any subsequent credit business will be affected. Therefore, if you want to keep your credit, you have to find a way to repay the loan, such as asking your parents for help or borrowing money from relatives and friends, but do not use loans to support the card, or reverse the card to repay. This will not solve the fundamental problem, but will If you let your debts get bigger and bigger, you will be unable to repay them, and sooner or later you will be sued by the bank. The above is the relevant introduction to "Do I need to repay the urgent money from ICBC within the same month? What should I do if I can't pay it back?" I hope it will be helpful to everyone. In short, if ICBC needs money urgently, it must be repaid. It is recommended to borrow appropriately according to your actual situation.