So you have paid off the current bill or all the debts, but you still can't swipe your card, which means the card has been frozen by the bank.

You can call customer service to find out what the specific status is. If it is frozen, let's see if we can apply for restoring the normal card.

It will be better to recover, but the probability of not recovering will be greater, mainly because there are too many overdue in recent years. Some people were sued by the Agricultural Bank of China less than a month after their credit cards were overdue.

If the amount of your ABC card is relatively high and cannot be recovered, you can cancel it directly, so as not to give you a sudden reduction later and make you unprepared. If this happens when you swipe your card too much, it's probably not enough, and it will be even more troublesome then.