Today, Bian Xiao learned about the installment fees of most banks. Which is cheaper can be counted as an account. Next, we mainly look at the installment fees of various banks.

1. The installment fee of China Bank is charged in one lump sum;

2. The credit card of China Bank can be divided into three stages: 3, 6, 9, 12, 18 and 24.

The corresponding installment rates are 1.95%, 3.6%, 5.4%, 7.2%,1.7% and15% respectively;

For example, if 12000 yuan is divided into 12 installments, the installment fee = 12000*7.2%=864 yuan.

3. ICBC's credit card installment fee: 3 installments are free of charge, 6 installments 1.8%, 9 installments 2.7%, 12 installment 3.6%, 18 installment 5.85%, and 24 installments 15.6%. (One-time charge)

4. Agricultural Bank of China credit card installment fee: 0.6% per month (charged monthly).

5. Installment fee of CCB credit card: 0.7% for the third installment and 0.6% for the sixth installment, 12 installment (charged monthly).

6. Credit card installment fee of CITIC Bank: 12 installment 2.5% (charged monthly).

7. Installment fee for Pudong Development Credit Card: 0.72% for the third installment, 0.7% for the sixth installment and 0.66% for the 12 installment (charged monthly).

8. Installment fee of China Merchants Bank's credit card: 2.6% for the third installment, 4.2% for the sixth installment and 7.2% for the 12 installment (charged monthly).

9. Bank of Communications credit card installment fee: 0.72% per month (charged monthly).

Installment fees for 10 and Guangfa Credit Card: 0.65% for 6th installment and 12 installment, 0.7% for 18 installment and 0.72% for 24th installment (charged monthly).

1 1, installment fee of everbright credit card: apply for installment repayment before consumption, 12 months, and charge 0.5% every month. There are 3 installments, 6 installments, 9 installments and 12 installments, and the handling fees are 2%, 4%, 5% and 6% respectively (one-time charge).