Credit card query password
Step 2: Enter "Assistant-More-Credit Card Query Password Settings";
Step 3: Enter your identity Certificate number, credit and CVV2 code verification information;
Step 4: Set the query password.
What is the password for Bank of China credit card?
Commonly used passwords for credit cards include telephone inquiry passwords and transaction passwords:
1. Telephone inquiry passwords are the passwords used to verify identity when calling the customer service hotline, redeeming points, or handling business through self-service channels.
2. The credit card transaction password is the password used for ATM inquiries, cash withdrawals, and purchases at merchant POS machines.
The above content is for your reference, please refer to actual business regulations.
What are the types of credit card (credit card) passwords? How to set it up safely
During the setup and use of credit cards (debit cards), do the various passwords for credit cards (debit cards) make you feel a little confused? Now, let’s distinguish the differences between these types of passwords.
1. Inquiry password
The inquiry password is the password used by cardholders to inquire account information in online banking or telephone banking. Domestic card issuing banks usually have two types of query passwords and transaction passwords. To facilitate memory, they are allowed to set the same query password and transaction password, but setting different query passwords and transaction passwords is more conducive to credit card (credit card) security.
2． Transaction password
The transaction password is the password used by the cardholder when swiping a credit card (credit card) for consumption, cash advance, transfer, etc. In accordance with international practice, domestically issued credit cards (debit cards) do not need to set a transaction password and only use signatures to confirm transactions. Cardholders can freely choose according to their own habits.
3. Online transaction password
Online transaction password is the password used by cardholders when swiping credit cards (credit cards) for consumption through the online transaction platform. Domestically issued credit cards (debit cards) usually do not have an online transaction password, but use the last three digits to obtain bank authorization to complete the transaction.
4. Online banking login password
Online banking login password is the password for logging into credit card (debit card) online banking (referred to as "online banking"). Some domestic websites (such as "Taobao", etc.) require credit cards (debit cards) to open online banking services before they can conduct online transactions. Cardholders can apply for online banking by bringing their valid documents and credit card (debit card) to any branch of the card-issuing bank. Before using a credit card (debit card) for online transactions for the first time, the cardholder needs to log in to the card-issuing bank's counter outlet, set a credit card (debit card) online banking login password, and activate the credit card (debit card) online banking function.
Card holders often confuse the inquiry password with the online banking login password, resulting in transactions being unable to be completed. In fact, the query password and the online banking login password are very different. The inquiry password consists of 6 digits, while the online banking login password consists of at least 6 digits and up to 30 digits of English and numbers.
In order to ensure the security of credit cards (debit cards), banks have limits on the number of times the credit card (debit card) password can be entered incorrectly. If you enter the wrong password three times in a row, your credit card (credit card) will be locked for 24 hours and will be automatically unlocked after 24 hours. If you enter incorrect password 10 times in total, your credit card (debit card) will be frozen. In the event that the credit card (debit card) is frozen or the password is forgotten, the cardholder can bring his valid ID and credit card (debit card) to the counter branch of the issuing bank to reset the password.
However, in order to avoid the impact of incorrectly remembering and entering the wrong password on your card use, it is still necessary to distinguish and remember the passwords of various credit cards (debit cards)!
How to set a credit card password
After opening a credit card, you need to set a withdrawal password, consumption password and telephone service password. The withdrawal password and consumption password are the same. The password can be set by calling the 24-hour customer service hotline. set up.
1. Withdrawal password setting
Please use the home or mobile phone you reserved at the bank to call the bank’s credit card 24-hour customer service hotline to set it; the withdrawal password is used for ATM/online transfers /The password required for self-service such as online transactions, and the withdrawal password is 6 digits.
2. Consumption password setting
Please set it after opening the card and setting the withdrawal password. The password should be consistent with the withdrawal password. After setting the withdrawal password, you can also use the mobile phone reserved by the bank to edit a text message and send it to the bank to activate the consumption password function.
3. Telephone service password setting
Call the bank and credit card 24-hour customer service phone number to set. The telephone service password is only used for self-service telephone services and is not applicable to cash withdrawals or consumption; the telephone service password is 6 digits.
Extended information:
A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
If you hold a China Merchants Bank credit card, then you have two passwords, namely the inquiry password and the transaction password:
1. Inquiry password: call our customer service hotline, The password used to log in to online banking and make online payments at home and abroad;
2. Transaction password: corresponds to the two functions of card swiping password and cash advance. These two functions need to be activated separately. After activation The transaction password is used when you swipe your card to make purchases or borrow cash. ① Card swiping password function: currently applicable to physical card transactions on domestic and overseas UnionPay lines, excluding non-card transactions, such as card pressing transactions, manual authorization transactions, phone bookings, etc.; ② Cash advance function: applicable to ATM machine inquiries Withdraw cash from credit card limit, ATM machine or bank counter. Warm reminder: There will be corresponding handling fees and interest when withdrawing cash. If you need to enter a password when swiping a card for consumption, please log in to the credit card website, click "Online Banking Login" on the right, enter your ID number, query password and additional code. After logging in to online banking, go to "Card Management" - "Transaction Password Management" Set the transaction password for your card and activate the card swiping password function.
Warm reminder: 1. Do not set the password too simple, such as "123456" or the same 6-digit number setting; 2. The current card swiping password function is only applicable to physical card transactions on domestic and overseas UnionPay lines. trade.
If you have any other questions about China Merchants Bank’s credit card, you can add the credit card QQ corporate customer service (4008205555) or WeChat (China Merchants Bank Credit Card Center) for consultation.
In most cases, citizens who have full capacity for civil conduct (citizens over 18 years old in mainland China) and have certain direct financial resources can apply for a credit card from the card issuing bank. Sometimes, legal persons can also be applicants.
Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.
That’s it for the introduction of how to use credit card passwords.