Twenty days after the bill date is the due date for repayment. The payment must be made on the due payment date at the latest. If you want to delay, you can delay it for up to 5 days, because CCB has a 5-day grace period. If the payment is credited to the account within 5 days of the due payment date, you will be considered to have repaid on time.

It is recommended that you swipe your card on the day after the monthly bill date, so that you can enjoy the longest repayment period of 50 days. For example, if your billing date is the 9th, you can enjoy an interest-free period of up to 50 days by swiping your card on the 10th of each month. For example, if you swipe your card on May 10 and settle the bill on June 9 (exactly 30 days from swiping your card to settling the bill), the due date for repayment is June 29 (320=50).

Never make late payments. Overdue payments will incur late fees and interest and affect your credit record. If it is overdue for a long time, the bank will take the initiative to reduce the limit or even deactivate your credit card. A CCB credit card will be deactivated if it is overdue for 90 days.