After successfully applying for a credit card (debit card), many users are worried about how to use the credit card (debit card) correctly. The following is the correct way to use a credit card (credit card):

1. Repay on time: After the credit card (credit card) bill for the current period is generated, the repayment operation can be run, and before the repayment date Or if you repay on the same day, you don’t need to pay interest.

2. Pay attention to discounts: major banks will cooperate with different merchants. For example, an offline store will give you a 50% discount on Thursdays when you swipe a Bank of Communications credit card (debit card), etc. Make full use of the credit card (loan card). Save money with discounts on credit cards.

3. Points redemption: Credit card (debit card) points can be redeemed for gifts or rights. Points redemption must be completed within the validity period of the points.

4. Appropriate use: Credit card (debit card) itself is a kind of advanced consumption behavior. If you cannot consume appropriately, the repayment pressure in the future will be very great.