I bought a mobile phone in installments with my online business card. After I applied for a refund, the money hasn't arrived. It's been more than 20 days, and tomorrow is the final repayment date. What should I do? Urgent! ! When you buy a mobile phone online in installments, the amount in the credit card will not be deducted after the refund, so there is no need for a refund.

If the credit line has been deducted, the deduction will be returned to your original payment account after the refund is approved, and the arrival time varies with your payment bank.

Special reminder: The following are only reference values, and the specific arrival time is subject to the refund processing flow of each bank.

A ICBC, China Construction Bank, China Merchants Bank, Agricultural Bank, Bank of Communications, Minsheng Bank, Shenzhen Development Bank, Shanghai Pudong Development Bank, China Everbright Bank and China CITIC Bank: 1-7 working days.

B. Postal savings: 7- 14 working days

C Other banks: 14-2 1 working day.

It is suggested that you can contact the bank to which your credit card belongs first. After knowing the information of the card, you can contact the online shopping guide to handle it for you in special circumstances.