If it is a China Merchants Bank credit card, after your foreign currency consumption has generated a U.S. dollar bill, you can choose to activate the "U.S. dollar bill purchase and repayment" function. After activation, your RMB repayments will be automatically converted into U.S. dollars by purchasing foreign exchange, and your U.S. dollar bills will be repaid first (the conversion exchange rate is the exchange rate on the day of your payment). Repayments after the U.S. dollar bills are paid off will continue to be repaid. Your RMB bill.

Setting method: Log in to credit card online banking and click "Repayment Management" → "Foreign Exchange Purchase and Repayment". You can also check the "automatic purchase of foreign exchange" function on the application form when applying for the card.

Warm reminder:

1. If the transaction is in a foreign currency other than U.S. dollars, it will be converted into U.S. dollars by the international credit card organization and recorded in the U.S. dollar bill. (During the above process, international organizations such as VISA and MasterCard will charge a 1.5% foreign exchange exchange fee)

2. The amount of foreign exchange purchased in the current period cannot exceed the amount of the current U.S. dollar bill, and the exchange rate for foreign exchange purchased is 10 on the day of repayment: The US dollar selling price of China Merchants Bank announced after 00.

3. If you set up the function of purchasing foreign exchange for repayment of U.S. dollar bills and the "automatic repayment" function of the U.S. dollar account at the same time, then your RMB repayment will have priority in purchasing foreign exchange to repay your U.S. dollar bills. The difference between the self-deduction amount (full or minimum) set for the current period of the bill and the agreed foreign exchange purchase amount will be deducted from your designated US dollar automatic repayment account.

4. After the automatic foreign exchange purchase is successfully set up, if the cardholder fails to repay the US dollar bill in full on the due payment date, if there is an overpayment in RMB in your credit card, our bank will automatically The corresponding amount will be deducted from your RMB overpayment to purchase foreign exchange to repay your US dollar bill.