Hello, first of all, the other party’s credit card needs to have activated the foreign exchange purchase function. If the other party has already activated the foreign exchange purchase function, you can directly repay the RMB to his credit card.

USD bills incurred when spending overseas or withdrawing foreign currency cash can be repaid using RMB to purchase foreign exchange. For the amount of foreign exchange purchased, you can choose to purchase foreign exchange in full or with the minimum repayment amount. According to foreign exchange management regulations, the amount of foreign exchange purchased cannot be higher than the current US dollar bill amount. The foreign exchange purchase function can be applied for through online banking or calling the customer service hotline:

1. Online banking: Please log in to the credit card website/, click "Online Banking Login" on the right and enter your ID number, query password and additional information. After logging into online banking with the code, activate the function in "Repayment Management" - "Foreign Exchange Purchase and Repayment Settings";

2. Customer service hotline: Please call the customer service hotline 4008205555 and enter your identity according to the voice prompts Please enter your certificate number or card number and query password, and then select "9" to transfer the service specialist to set up the foreign exchange purchase function for you. Warm reminder:

1. Once the foreign exchange purchase function is set up, it is permanently effective and can be modified later through online banking or calling the customer service hotline;

2. After the foreign exchange purchase function is successfully set up, you can deposit The RMB payment will be used to repay the overdue portion of your minimum repayment first, and then you will purchase foreign exchange to repay the U.S. dollar bill according to the foreign exchange purchase amount you set, and then repay the RMB bill;

3. Due to the daily change of the exchange rate It fluctuates up and down. Our bank's current foreign exchange purchase and repayment exchange rate is based on the exchange rate announced at 10 a.m. on the day of the US dollar selling price;

4. The setting of the current foreign exchange purchase and repayment amount is only within the current period. Valid, the next bill will be restored to your original settings in the future; 5. If you choose to make overpayment to purchase foreign exchange, your overpayment in RMB will be used to purchase foreign exchange to repay the US dollar bill within 2 working days.

If you have other questions, please open the China Merchants Bank homepage www.cmbchina.com and click "Online Customer Service" in the upper right corner to enter the consultation.