1, personal information and card information. For example: real name, ID number, credit card bank, card number;
2. Briefly describe the overdue situation: overdue time, overdue amount, overdue repayment, overdue reasons, etc.
3. Express willingness to repay, and put forward negotiation request and expected repayment plan.
Legal basis: Article 470 of the Civil Code of People's Republic of China (PRC). The contents of the contract are agreed by the parties, and generally include the following clauses:
(1) The name and domicile of the party concerned;
(2) Subject matter;
(3) quantity;
(4) quality;
(5) Price or remuneration;
(6) Time limit, place and method of performance;
(7) Liability for breach of contract;
(8) Methods for resolving disputes.
The parties may conclude a contract by referring to the model texts of various contracts.