Usually, applicants need to meet three basic conditions to apply for a Ping An Bank credit card:

1. Age requirement: between 18 and 65 years old, with full capacity for civil conduct;

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2. Credit conditions: Good credit, no bad credit record;

3. Income conditions: Have a stable source of income and be able to guarantee on-time monthly repayments;

If the basic conditions are not met, even with Ping An insurance, there is no way to remedy the situation. In addition, the reasons for failure to apply for a credit card may also be:

1. Lack of application information: Card applicants must pay attention to the application information. The authenticity and completeness are important basis for banks to approve cards. This information is especially important when applying for a credit card for the first time. If you have a house and a car and can submit a house purchase contract, vehicle driving license, etc., the probability of approval is greater; if you only have simple materials such as a copy of your ID card, the probability of approval is small.

2. Irregular application channels: Try to choose formal bank institutions when applying. Many intermediaries that collect money to apply for cards and some roadside card application points are intended to defraud money and user information, and cannot approve cards.

If you still have any doubts, you can call the Ping An Bank Credit Card Center for inquiries.