You can't do it by phone.

The security measures adopted by JD Financial Credit Card include: 1. A specialized real-time risk monitoring system that integrates risk analysis, early warning and control.

2. 24-hour risk monitoring can be achieved.

3. Carry out account security rating and risk rating based on the security products used and risk operation history.

4. Monitor account operations and transactions in real time through rules, and use transaction risk models, anti-money laundering models, anti-cash models, and anti-theft card models to promptly identify abnormal transaction behaviors.

5. Risk operations personnel should manually review and handle risks.

6. Establish a risk event case library.

7. Through data analysis and data mining based on big data, self-learning of rules can be realized, and risk monitoring strategies can be automatically updated and improved. To prevent scammers from taking advantage of the situation and protect the safety of personal property. If someone claiming to be from JD Finance calls to apply for a credit card, you can refuse verbally and express your unwillingness to apply. If you are willing to handle it, you can go to JD Finance APP to handle it.