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What does the overall score of insufficient mean?

The comprehensive score refers to a comprehensive evaluation made by the lending institution on the applicant when applying for a credit card or loan product at a bank or lending institution. The comprehensive score is often based on the user's debt, credit report and other aspects. An insufficient comprehensive score means that the user does not meet the application requirements of the lending institution's credit product.

The comprehensive credit card score refers to the evaluation of your comprehensive credit by the bank using a fixed scoring system based on the information you provide. There are many factors that affect the comprehensive score, including marital status, technical title, job, financial ability, personal housing, credit history, and education, etc.

A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Comprehensive evaluation, in short, is an admission form that selects the best candidates based on academic proficiency test scores, college entrance examination scores, and school comprehensive test scores, and calculates the comprehensive scores according to a certain ratio. . At present, it is only implemented in Jiangsu, Zhejiang, Shanghai, Shandong and other provinces and cities. New colleges and universities are added every year. Comprehensive evaluation mainly looks at the comprehensive quality of students and requires students to develop in an all-round way, so the school will attach great importance to students' comprehensive performance.

Everyone should make full use of the opportunity of comprehensive evaluation. Whether it is a guarantee or a springboard, comprehensive evaluation is a good way to advance to higher education. After passing the comprehensive evaluation, you can get the school's corresponding college entrance examination score reduction policy. You can enjoy the lowest score reduction discount for the admission line, and the highest discount for the provincial control line admission. In addition, there are also discounts in major selection.

Comprehensive evaluation of application conditions: First, there are requirements for academic examination scores, which is very obvious at Zhejiang University and Fudan University. The second requirement is the college entrance examination scores. Third, there are requirements for social practice activities or community services. There are few such colleges and universities, and most of them are located in Shandong.

Suitable for comprehensive evaluation categories: those with excellent college entrance examination scores who want to go to universities outside the province: universities such as Shanghai University of Science and Technology, Southern University of Science and Technology, Beijing Foreign Studies University, and National University of Science and Technology. Most of the admission quotas are listed in the comprehensive evaluation. To attend such an institution, comprehensive evaluation is an indispensable way. Students who have excellent mock test scores: Students who have excellent mock test scores in their senior year of high school can use this advantage to more easily get the opportunity for comprehensive evaluation, making it more feasible for them to enter colleges and universities.