In addition, the bank will charge interest on overdue repayment, with a daily interest rate of five ten thousandths. Interest is calculated from the day when consumption occurs, not from the day after the last repayment date. Credit card overdue is not an ordinary private lending dispute. Once the overdue principal is higher than 1 10,000, you can report to the police according to the relevant regulations, and you will face fixed-term imprisonment or criminal detention, and the minimum fine of 20,000 will be turned over to the state treasury, which will also affect your credit information.
Credit investigation is the collection, collation, preservation and processing of credit information of natural persons, legal persons and other organizations according to law. There are many institutions that need to use credit report now. 2. The credit records of individuals and legal persons in the past period will affect the current economic activities of the economy. 3. The main function of credit report review is to understand the credit status of the parties.