Credit card entrepreneurship refers to a business model in which entrepreneurs provide credit lines and repayment services by issuing credit cards, and then collect fees and interests from credit card users, so as to obtain income. The advantage of this business model is that credit card is one of the commonly used payment methods in modern society and has become an indispensable financial tool in developed countries.

Credit card entrepreneurs need to pay attention to the risks of customers' credit status and default rate. In other words, as a loan tool, the credit record and repayment ability of credit cards are very important. Therefore, entrepreneurs need to accurately evaluate customers' credit through scientific and technological means, and set appropriate repayment rules and interest rates to ensure that their business interests are not affected.

Credit card business needs to cooperate with banks and other financial institutions to obtain the right to issue credit cards. When entrepreneurs cooperate with large financial institutions, they need to pay attention to the cooperative relationship to ensure the circulation of funds and the normal issuance of credit cards. In addition, entrepreneurs need to actively explore the market and promote their own credit card brands to attract more customers.