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According to a query on Hualu.com, we learned that according to the relevant standards of Shanghai Pudong Development Bank, Shanghai Pudong Development Bank provides credit card holders with a three-day grace period, and cardholders can repay on time within the three-day grace period. , the cardholder's personal credit will not be repaid within this overdue period. According to the standards provided by Shanghai Pudong Development Bank, credit cards of Shanghai Pudong Development Bank will not be reported as lost if they are overdue for 3 days. When your credit card is overdue, you should contact the bank, indicate your financial situation, and take the initiative to express your willingness to repay. You hope that the bank will coordinate and customize a reasonable repayment plan to slowly pay off the debt.