Shanghai Bank credit cards are generally very good. There are many types of cards, including high-end series, business series, ladies series, car owner series, travel series, lifestyle series, youth series, etc., which are designed for different needs. Various hobbies of the crowd are available for you to choose from. If you apply for a Bank of Shanghai credit card, you can enjoy the annual fee exemption activity in the first year. If you make three purchases in the same year, you will be exempted from the annual fee in the following year. You can enjoy Shanghai Bank bonus points permanently by swiping your card. There are no restrictions on merchants or products. If you spend 1,000 yuan or more with your card within the credit limit, you can apply for installment payment. The monthly handling fee is as low as 0.65%. You can freely choose between 3, 6, 12, 18, and 24 issues.