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Don't you need a mobile phone verification code for Alipay credit card payment?
Alipay pays by credit card or bank card without SMS verification. When you bind a credit card or bank card to Alipay, you have passed the SMS verification that allows Alipay to use the bank card or credit card for quick payment. In other words, the bank authorizes Alipay to pay directly, and there is no need to verify the SMS verification code again.