How long does it take for the court to accept an overdue lawsuit on CCB's credit card? It should be analyzed based on whether it is a civil case or a criminal case: \x0d\ 1. If CCB files a civil lawsuit in the court, the court should wait until the lawsuit is filed. A decision will be made within 7 days from the date of submission of the materials on whether to accept the application. \x0d\　2. If the amount you owe reaches 10,000 yuan and you still do not return it more than 3 months after two collections by China Construction Bank, it will constitute a crime of credit card fraud and you should bear criminal liability. After the public security organ files a case for investigation, it usually takes about four months before the procuratorate files a public prosecution in the court. \x0d\ "Interpretations of the Supreme People's Court and the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Law in Handling Criminal Cases Obstructing the Management of Credit Cards" \x0d\ Article 6 The cardholder exceeds the prescribed limit or overdrafts within the prescribed period for the purpose of illegal possession, and If the card is not returned for more than three months after being called upon twice by the issuing bank, it shall be deemed a "malicious overdraft" as stipulated in Article 196 of the Criminal Law. \x0d\ Any of the following circumstances shall be deemed as "illegal possession for the purpose" as stipulated in the second paragraph of Article 196 of the Criminal Law: \x0d\ (1) A large overdraft, knowing that one has no ability to repay, and unable to Returned;\x0d\ (2) Wanton squandering of overdrafted funds that cannot be returned;\x0d\ (3) Escape, change contact information, and evade bank collection after overdraft\x0d\ (4) Escape, transfer funds, and conceal property , evading repayment;\x0d\　(5) Using overdraft funds to carry out illegal and criminal activities;\x0d\　(6) Other behaviors of illegally possessing funds and refusing to return them. \x0d\　A malicious overdraft, if the amount is more than 10,000 yuan but less than 100,000 yuan, shall be deemed as a "large amount" as stipulated in Article 196 of the Criminal Law; if the amount is more than 100,000 yuan but less than 1 million yuan, it shall be It shall be determined as a "huge amount" as stipulated in Article 196 of the Criminal Law; if the amount is more than 1 million yuan, it shall be deemed as an "especially huge amount" as stipulated in Article 196 of the Criminal Law.