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Excuse me, what is a corporate credit card?

Well, haha, the corresponding account for the credit card applied for by the company is the company's bank card account. The legal representative of the applying unit or its entrusted agent can designate a number of cardholders in writing, and issue physical cards associated with the unit's bank card account, which is convenient for carrying and swiping cards for consumption, but cannot withdraw cash. In addition, there are strict regulations on the entry and exit of funds from bank card accounts, and they can only be transferred from the basic account. To put it simply, each unit will have a basic account, and then you can apply for a bank card account to be associated with the basic account, and then you can apply for several credit cards to be designated for use by some employees. What can these employees use these cards for? Usually, there are some daily work-related expenses that need to be reimbursed, such as travel expenses, conference fees and purchases of less than 100,000 yuan. This kind of credit card can only be used for overdraft consumption, but cannot be withdrawn, and a single consumption cannot exceed 50,000 yuan. In principle, the monthly overdraft limit cannot exceed 100,000 yuan. After the overdraft, the cardholder will hand over the invoice and purchase order to the unit finance for accounting, and the bank The arrears will be charged to the unit's bank card account, and funds will be transferred from the basic account to offset them. Also, the concept of corporate credit card is easily confused with the concepts of corporate card and corporate RMB card.