Hello, card friend, banks generally will not deactivate your credit card. If your credit card has been suspended, it may be for one of two reasons.

The first reason is your own reason. If you fail to repay on time for more than three consecutive months, the bank has the right to unilaterally deactivate your credit card. However, in this case, although your credit card is deactivated, your bill will still exist, and late payment fees and Interest will also continue to increase. If the amount reaches the bank's regulations, the bank can sue the cardholder. Cardholders with larger amounts will also be punished. For this reason, you should pay off the credit card debt in full. At the same time, in order to avoid the credit blacklist, it is best to reactivate the credit card and repay it on schedule for 24 consecutive periods to offset the original bad credit record.

Another reason is that the bank thinks that your credit card transactions are abnormal and may be attacked by hackers or other criminals. In order to ensure the security of your credit card, the bank will freeze the credit card, which will cause The credit card is deactivated to prevent you from losing money. In this case, you can call the card-issuing bank and ask the bank to issue a replacement credit card. After you get the new card, you can directly open it and use it, and at the same time, you can cut off the original credit card.