What card did you apply for? I have seen on credit card forums before that many people who applied for the Fujian Public Security Convenience Dragon Card encountered this problem. Because this card is issued to private car owners and drivers throughout Fujian Province, it can have many car rights. But because many people do not meet CCB's criteria for applying for a credit card, and credit cards must have a credit limit, what should we do? Give these people a credit limit of 1 yuan. In this way, with this card, you can still enjoy the functions of vehicle registration, annual inspection, maintenance and second-hand car transfer. So it may be because you don’t meet the card application criteria. You have provided your BMW driving license, but applying for a card requires more than just having your driving license. The bank will review it based on your comprehensive credit situation, such as your income, personal credit, etc. Having said that, in fact, when you provide a driving license, it only means that you have a car, and it is not used as a guarantee. If someone has poor credit and cannot pay back the money, the bank will not be able to use the car to pay off the debt, don't you think?