No need.
Major banks do not charge fees for handling ETC. Banks that can handle ETC include: Industrial and Commercial Bank of China, China Construction Bank, Bank of Beijing, China Everbright Bank, Agricultural Bank of China, Bank of China, Huaxia Bank, Postal Savings Bank of China, Bank of Communications, and Ping An Bank.
The specific annual fees charged by major banks are as follows:
1. Industrial and Commercial Bank of China
Annual fee rules: ICBC ETC credit card waives annual fees within the validity period of the card.
2. China Construction Bank
Annual fee rules: The annual fee for the gold card is 160 yuan, and the annual fee for the ordinary card is 80 yuan. The annual fee is waived for swiping the card three times. The other type is the ETC credit card with auto function. Although there are discounts such as car washes, the annual fee of 200 yuan cannot be reduced.
3. Postal Savings Bank
Annual fee rules: The annual fee for the gold card is 125 yuan/year, and the annual fee for the regular card is 50 yuan/year. When a user swipes their credit card 6 times a year, the annual credit card fee for that year will be waived.
4. Agricultural Bank of China
Annual fee rules: The annual fee for the main personal platinum card is 580 yuan/year, and the supplementary card is exempt from the annual fee. The annual fee is waived in the first year, and the consumption exceeds 12 The annual fee is waived for the following year; the annual fee for the personal gold card is 160 yuan/year for the main card and 80 yuan/year for the supplementary card. The annual fee is waived in the first year, and the annual fee is waived for the following year after 5 purchases.
5. China Merchants Bank
Annual fee rules: Regular card 100 yuan/year, supplementary card 50 yuan/year; gold card 300 yuan/year, supplementary card 150 yuan/year. The annual fee for the following year will be waived if you make 6 purchases.
6. Bank of China
Annual fee rules: The annual fee is waived in the first year, and the annual fee is waived after 6 purchases in the following year.
7. Guangfa Bank
Annual fee rules: regular card 40 yuan/year, supplementary card 30 yuan/year; gold card 80 yuan/year, supplementary card 48 yuan/year. The annual fee for the following year will be waived if you make 6 purchases. Both regular and gold cards are exempt from annual fees in the first year, and will be exempted from annual fees in the following year after spending 6 times.
What is the application process?
1. The original and copy of the car owner’s valid ID and driving license are required (non-car owners also need to bring the valid ID of their agent) , a copy of the driving license needs to be copied to the page with the seal of the latest annual inspection;
2. Fill in a credit card application form. The credit card is used to bind the ETC card. After getting the credit card, swipe the card With two POS orders, you can go to designated outlets to collect and install ETC on-board equipment (OBU) for free, without any fees;
3. If the car owner already has a credit card and wants to use it to bind the ETC function, this It does not fall into the scope of free equipment, so even if you have a credit card, you still need to apply for a new credit card if you want to get OBU equipment for free. The original card and the new card have a limited quota. Of course, you can also cancel the original one. Only use new credit cards;
4. If the car owner has a savings card and wants to bind the ETC function, according to the requirements of the transportation department, a certain amount of deposits must be frozen, and the equipment will not be given away for free.