There is Chase Bank in Guangzhou, China. It is a subsidiary of JPMorgan Chase and one of the four major banks in the United States. It focuses on commercial and retail banking. In recent years, Chase has become the largest commercial bank in North America. It has more than 5,100 branches and more than 16,100 ATMs in the United States. The website and app are very well done, the information is updated quickly, and the customer service is professional and patient. Its credit card business is also doing well. A great advantage of Chase Bank is that the account in its bank card has a fraud exemption clause. If there is a fraud, you only need to call the customer service number to get the money back.

1. U.S. bank card knowledge

For example, the bank card number in China is the account number, but the account number of the U.S. Bank is divided into current account and fixed account. Generally, these two accounts will be automatically generated after the bank card is issued. In the United States, if you transfer or receive money, you need to tell others your account number, and you can also receive money via email. Each bank will also have different levels of cards. Generally, the highest level is the best service, and many of the most favorable treatment fees will be waived. However, there will be a deposit requirement, and it may be guaranteed that the amount will not be lower than the amount at the time of deposit. Many businesses basically charge no fees and can be handled directly at the bank. There will also be a financial manager to reasonably allocate your assets and funds. If you want to apply for a bank card in the United States, you only need to bring your passport and address, because the bank will send you the bank card and related documents afterwards. But it should be noted that if there are many requirements for a proposal, do not get it from the Bank of America, because there will be many exchange rates. In addition, U.S. banks are more accepting of local citizens who have a stable job and a stable address

2. When can I get the account

Usually it takes three working days When you apply for a U.S. account, you need to fill in an address for each account, so someone from the bank will mail your bank card and related contract documents to the address in about 7 working days.

3. If you want to apply for a U.S. account in a bank in the mainland later due to studying abroad, etc., it is still recommended to understand the relevant knowledge in advance to avoid some mistakes, and also to apply in advance, because some areas It may take a certain amount of time due to reasons, which also ensures that we can apply for an account in the shortest possible time.