three years. 1. Postal bank cards may be automatically cancelled when they are not used. If there is a balance in the user's bank card, it will not be automatically cancelled. In addition, Postal Bank will deduct the small management fee of 3 yuan every quarter for users with a long-term balance of less than 1 until the account balance is . When the card balance is and the card is not used for a long time, it will sleep and be automatically cancelled after 2 years. 2. If the balance in the bank card is sufficient, it will not be automatically cancelled. Users can bring their cards and ID cards to the business outlets to apply for cancellation.

Introduction of Postal Bank:

China Postal Savings Bank was formally established on March 2th, 27. It is a commercial bank established on the basis of reforming the postal savings management system. China Postal Savings Bank has inherited the postal finance business operated by the former State Post Bureau and China Post Group Corporation and the assets and liabilities arising therefrom, and will continue to engage in the business approved by the original business scope and business license documents.

Precautions for postal savings card

When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of the ATM, do not use it for safety reasons, and inform the bank immediately.

in order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks.

if there is a transaction error or cancellation, consumers should tear up the wrong transaction documents on the spot, and ask the salesperson to issue an offset bill to offset the original transaction, and then conduct the transaction again, or obtain a refund explanation from the merchant. Transaction documents are transaction documents, so transaction documents must be properly kept, in addition to future verification, but also to avoid counterfeiting.

The invalidation should be the invalidation of the card. The card is printed with the expiration date. After this date, the card cannot be used. The bank will send a new card for the normal card, but the bank will not send it again for the inactive credit card.

In addition, although the card will be invalid, the account corresponding to this credit card in the bank is not invalid, and we need to apply for cancellation ourselves.

according to the general rules in recent years, if there is no activated credit card, there will be no annual fee and no overdraft, that is to say, there will be no arrears and no adverse consequences for our "personal credit report".