1. Log in to a credit card account. Log in to your credit card account on the online bank or mobile terminal.
2. in the credit card account, choose free repayment. Free repayment is generally under the repayment option.
3. Choose the appropriate repayment time and amount. If the repayment time of free repayment is not less than the minimum repayment amount before the repayment date, the penalty interest can be exempted.
4. after confirming that the repayment information is correct, submit the repayment application. The bank will review the repayment information to ensure the matching between the repayment amount and the account, and then make the repayment automatically.