If the conditions are met, it’s pretty easy to handle. The basic conditions for applying for a CCB credit card are: be between 18 and 70 years old and have full capacity for civil conduct; have a stable career and income, be able to repay principal and interest on time, and have good credit. If you meet the conditions, you have a high chance of passing the review.
You can apply online directly on the CCB official website. If you have a CCB online banking shield, you can choose to verify the online banking shield when applying, so you don’t need to go to a branch for an interview later. New customers who have not verified the online banking shield must go for an interview. After passing the preliminary review, the bank will send you a text message asking you to go to the nearest CCB branch for an interview. During the interview, you only need to provide the original ID card, no other materials are required. In addition, you can also apply for a credit card through mobile banking and WX (China Construction Bank). If you can submit some proof of financial resources and hope to get a higher limit, it is recommended to prepare your ID card and proof of financial resources and go to a nearby CCB branch to apply. Pay attention to the text message after applying. The bank will send you a text message after the review progress and results are available.