Credit card loan is a credit card installment business launched by banks. Credit card loan amount, the minimum is generally not less than 2000 yuan, the maximum is generally not more than 50 thousand yuan. The bank will approve the loan amount according to the credit limit of the credit card holder. As stipulated by Shanghai Pudong Development Bank, the maximum credit card loan amount can reach 100% of the credit line. When determining the loan amount, banks should also focus on reviewing the credit history of cardholders and the frequency of card use. In this regard, the better the credit record, the higher the frequency of card use, and the higher the approved loan amount.

How much can I borrow by credit card?

The specific loan amount of credit card is mainly determined according to the credit card amount, personal credit information, personal repayment ability and free asset value.

1, credit card has a limit. Since it is a credit card loan, your original amount is high, and the loan amount is naturally high.

2. Personal credit information. If you have a beautiful personal credit report, lending institutions will be willing to lend you more money.

3. Personal repayment ability. If your job is stable and belongs to the kind of civil servants, the monthly punching salary is relatively high, and the high amount is certain.

4. The value of own assets. Although credit card loans don't need mortgage and guarantee, they will be easier to get if you have a house and a car.