The case has been closed after being sued for an overdue credit card. According to the official website of the People's Bank of China, credit card settlement means that when the cardholder cannot repay a certain amount on time, the credit card company will use legal means to recover the arrears. When the debt reaches a certain level, the credit card company will hand over the cardholder's account to the lawyer, and the lawyer will take some legal measures to finally pay off the debt. This process is the credit card case settlement.