1. For credit cards or debit cards, you can choose major banks or special installment payment platforms.

2. Choose a reputable merchant to buy a mobile phone. You can choose online shopping or go to a physical store to buy it.

3. Provide detailed information about purchasing mobile phones, including model, color, capacity, etc.

4. Provide personal information, including name, ID number and mobile phone number.

5. Pay the down payment according to the requirements of the merchant, which is usually a certain proportion of the total price of the mobile phone.

6. Repay on time according to the installment plan to ensure that it will not be overdue.

Because installment payment is related to credit payment, it is necessary to have the above credit conditions, repayment ability and credit payment tools to complete installment.

Matters needing attention in buying mobile phones by stages

1, interests need to be known.

When you buy a mobile phone in installments, it is easy to be fooled by the salesman and always give you the lowest interest rate, but in fact, when you convert it, the high interest rate is often just another way of saying it.

2. Zero interest is tricky

Many businesses will attract customers to buy mobile phones with zero interest, but in fact there will be no such good thing. Interest may be exempted, but there may be various fees such as service fees and installment fees, which add up to a lot. It's best to ask all possible expenses before staging, and then reflect them in the contract.

3. Pay first, don't wear it.

Buying a mobile phone in installments is not a business loan, but a financial platform. Some merchants let you pay the down payment as a down payment, regardless of whether the loan has come down or not. Don't listen at this time. If the installment review fails, the down payment will not be refunded. Very troublesome.

4. Low-priced mobile phones

Some mobile phone merchants cooperate with loan companies, and the price of mobile phones may be lower, but it must be phased by the designated loan company, so it is likely that the merchants will receive the benefit fee, and then the loan company will earn it back from you through interest. Don't feel cheap.