What about the damaged credit card of China Merchants Bank?
China merchants bank credit card replacement guide
when the credit card cannot be used due to damage, breakage, blurred signature and degaussing magnetic stripe, the cardholder can apply for a new card, and the new card will be sent to your billing address within 2 working days. The new card and password are unchanged after being destroyed; If the old card is destroyed within half a year before it expires, the validity of the new card will be automatically extended for 3 years.
handling fee for replacement of damaged cards: 15 yuan/card (VISAMINI card 15 yuan/set or card). If express delivery is needed, 2 yuan express fee will be charged.
Extended information:
Report the loss of China Merchants Bank credit card
If your China Merchants Bank credit card is accidentally lost, you can call China Merchants Bank credit card number: 4-82-5555, select "Report the loss of credit card", and make a report loss request to China Merchants Bank credit card customer service, who will ask you to provide your ID number and name for verification. After verification, you can report the loss of your credit card.
The loss reporting of China Merchants Bank's bank credit card is a charging business, and the charging standard for loss reporting is RMB 6 yuan/card. If you need to reissue a new card after loss reporting, you need to pay an additional fee for 15 yuan/card. The reissued credit card will be mailed to your billing address in about ten working days, and if you need express delivery, you need to pay the express delivery fee in 2 yuan.
China Merchants Bank-Credit Card Charter
How to change the credit card of China Construction Bank's Dragon Card?
if the CCB card is damaged, please go to the issuing bank to apply for a replacement card.
1. It is advisable to supplement the card with different numbers; You need to consult the bank for the same number replacement card; The function of the new card is the same as that of the old card; The third-party function binding of different number cards needs to be re-bound; 5 yuan -1 yuan production fee is required. Please consult the card issuing bank for the same card replacement fee.
2. A bank that issues credit cards to consumers. Consumers apply for credit cards from the issuing bank, which issues credit cards and credit lines according to the applicant's income and repayment ability. The issuing bank can also authorize the special store to complete or reject the transaction according to the credit limit of the cardholder; The issuing bank will exchange and settle accounts with the acquiring bank every day, and settle the monthly consumption with the cardholder at the end of each month.
Extended information:
Functions of acquiring and issuing cards:
1. The main function of card issuers is to issue various bank cards to cardholders and charge a certain fee by providing various related bank card services. By issuing bank cards, card issuers can obtain the annual credit card fee, overdraft interest, handling fees paid by cardholders for enjoying various services, and the share of merchants' rebates.
2. The bill acquirer is mainly responsible for the development and management, authorization request, bill settlement and other activities of the special merchants, and its benefits mainly come from the merchants' rebates, other service fees paid by the merchants (such as POS terminal rental fees and monthly fees) and the increase of the merchants' deposits. Most card-issuing banks are also engaged in acquiring business, and some non-bank professional service institutions are also engaged in acquiring business.
Reference: Baidu Encyclopedia-issuing bank
Reference: Baidu Encyclopedia-China Construction Bank Longka Credit Card
What is the online replacement process of ICBC credit card damage?
application way: log in to the credit card online bank and click "card management" → "card damage replacement".
loss reporting method:
online banking: log in to online banking of credit cards and click "card management → loss reporting of credit cards" to easily complete the loss reporting operation.
mobile banking: log in to mobile banking and enter "card management → card loss reporting" to easily complete the loss reporting operation.
card replacement:
when the credit card cannot be used due to loss, damage, breakage, blurred signature and degaussing magnetic stripe, the cardholder can apply for a new card, and the new card will be sent to the billing address within 2 working days. The new card and password are unchanged after being destroyed; If the old card is destroyed within half a year before it expires, the validity of the new card will be automatically extended for 3 years.
handling fee for replacement of damaged cards: 15 yuan/card (VISAMINI card 15 yuan/set or card). If express delivery is needed, 2 yuan express fee will be charged.
application way: log in to the credit card online bank and click "card management" → "card damage replacement".
tip: if the card is lost, it can be reissued in the condition of damage, fracture, blurred signature and degaussing magnetic stripe.
What should I do if the credit card of China Bank is damaged?
You can call the customer service hotline to apply for a replacement card, and the validity period of the new card will be automatically extended, and the security verification code will be changed. If you have linked other payment services, please re-bind according to the new card information. You need to activate the card before you can use it.
the above contents are for your reference. please refer to the actual business regulations.
if you have any questions, please contact online customer service of Bank of China.
you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GOAPP to handle related business.
This is the end of the introduction about credit card damage and the difference between changing a card and replacing it with a lost card. Did you find the information you need?