First of all, you don't have to worry too much. Coincidentally, when I was in college, I also applied for a CCB campus credit card, with a higher quota than you, 2. Personal credit is indeed under construction and banks are networked, but a small amount of debt like yours has no effect. Let's explain it this way. The main function of personal credit is to be used as a data reference when you borrow money from a bank in the future. For example, when you need a loan to go to a bank in the future, you only need to give an explanation with a reasonable reason. Under normal circumstances, it will not affect your loan application. My family has been the head of the credit department in a bank for 2 years. This is the result I asked, and you can rest assured.

Secondly, CCB's credit card center service is really poor in comparison with major banks! I have three cards: CCB Dragon Card, Bank of Communications Pacific Card and China Merchants Bank young Card. Among them, China Merchants Bank has done the best, not only the personal platform is very humanized, but also the minimum monthly repayment amount is calculated in one place, unlike the minimum repayment amount calculated by CCB Personal Center, which is always 2/ month. And when the repayment date is reached every month, the customer service center of China Merchants Bank will call to remind you. I don't know if this is the case with you. CCB never calls you to urge you to repay, as if it doesn't care about the money ...

So, you don't have to worry too much about saying "the credit is over". There are many people who owe tens of millions to banks in this society. Are you dwarfed by these few hundred dollars? What you have to do now is to hurry to the bank and pay back as much as you can before the current repayment date. Your minimum payment is 1 yuan, right? Then you should deposit at least 1 to 2 yuan, and then check the minimum repayment amount of your CCB credit card personal platform every month to pay back the money in time.

When it comes to credit cards, all three of my credit cards have a limit of more than 2, yuan, and now they add up to at least 4, yuan. I often fail to pay them back within the time limit. In fact, there is only one consequence, that is, the accumulated late payment fee. If the first installment is not paid back in time, it will probably be more than 1 yuan. You must be less than this, and the interest from 3 yuan has increased at most since last December. It's okay! If you're worried, then I shouldn't jump off the building ~ hehe.