1. Redeem gifts. You can check the credit card points on the official website of the credit card bank, and you can see some products for which the points can be redeemed and the prices of the products. Of course, the products of each bank may be different. In addition to the physical items, there are also other things, such as commodity coupons, experience coupons, etc.

2. Redeem gifts in the mall. Part of the redeemed consumption points can be used as a discount. All in all, this part of the exchange is provided by the merchant, and the merchant has the final say. This is a new method that has emerged in recent years. It can be redeemed at bank cooperative stores, and points can also be used as cash to buy things. If it is in some department stores, such as Shinsegae Department Store, Starbucks, etc., it can be redeemed.

3. Car replacement mileage. Points from some credit cards can be directly redeemed for miles, but VIP users usually need to purchase them at the airline. Miles that can be redeemed using points when traveling for business or pleasure.