Many friends unknowingly find that their Sesame Credit score exceeds 700 when using some payment software, but they don’t know what the use of this score is. This article will talk about the benefits of having a sesame score of more than 700 points.

1. Free deposits

Speaking of the role of credit scores, as someone who "works" in other places all year round, you have the deepest experience. When your credit score reaches a certain level, you can get no deposit when conducting business through business premises or cooperative brands under the platform, such as takeout, car rental, B&B rental, B&B accommodation, etc.

Even in some places that require a deposit, because your credit is good, the deposit amount will be halved, and there will even be some additional free services.

The user’s credit score exceeds 700 points. If they need to go abroad, they can apply for the "visa-free" policy through the platform. You have to know that the most complicated thing about going abroad for business or tourism is the visa. Going to some countries also requires certain financial certificates.

But if your credit score reaches a certain level, you can enjoy visa-free service. Although there are currently very few countries and regions that cooperate with the platform, it will actually be very convenient if it is really promoted globally in the future.

And now some businesses based on credit scores also include personal credit reporting. It is estimated that the visa-free credit score policy will be further strengthened in the future.

Although this credit system is provided by private enterprises, as our society gradually transitions to a credit society, the credit of this private enterprise is becoming more and more important. The credit score of ordinary people is around 500~600. Users who can reach a score of 700 or above are high-quality users, and can be said to be the key maintenance users of the platform.

In addition to having the rights of ordinary people, you can also enjoy some additional financial services on the platform, such as the annoying Huabei and Jiebei, which are all opened or closed by relying on credit points.

There are some cooperative institutions and platforms that rely on credit scores to judge a person's ability to fulfill contracts and repay payments, which provides great help for individual users to prove their "credit". Related questions and answers: Related questions and answers: What is the maximum score for Sesame Credit?

According to the official introduction of Alipay and Ant Financial, the minimum score of Sesame Credit is 350 and the maximum score is 950. The levels are also divided based on the user's scores:

1. Poor: 350-550

2. Medium: 550-600

3. Good: 600-650

4. Excellent: 650-700

5. Excellent: 700-950

At present, most people are Between 550-900 points.

What are the benefits of Zhima Credit Points?

1. You can borrow loans

Zhima Credit has reached cooperation with “Huabei” under Ant Micro-credit and “Haoqidai” under China Merchants United Finance. Those with high Sesame Credit scores can Users can apply for loans directly.

2. You can apply for a credit card with Sesame Credit

You can now apply for a credit card with Sesame Credit, but it only applies to Shanghai Pudong Development Bank credit card applications. You need to continue to pay attention to other banks.

3. Life discounts and convenience

Now in some hospitals, those with a Sesame Credit score of 650 or more can enjoy the "diagnosis and treatment first, pay later" discount, and those with a Sesame Credit score of 650 or more can also enjoy it. Three exemptions, "free riding of bikes without deposits", "deposit-free rentals", and "deposit-free rentals", really bring a lot of conveniences in life.

4. Outbound travel

Sesame Credit has launched a European visa program with a certain number of points. You only need to upload the information. There is no need to run around or freeze your bank deposits. .

Many people now post Sesame Credit in their Moments. Many people have high points but don’t know what their uses are. As the use of Alipay becomes more and more popular, Sesame Credit’s discounts on these points are also increasing. It has brought a lot of convenience to the public.