Credit card limit, also known as credit card available limit, refers to the maximum amount you can use a credit card.
Including the credit limit (that is, the maximum overdraft limit of a credit card) and the amount deposited in the credit card.
The amount of any credit card depends on the effective income provided by the individual during the application process and the guaranteed value of the assets.
The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit.
Therefore, the applicant must provide proof of income and statement of asset guarantee. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.
How does CCB inquire about the pre-approval quota? Download the China Construction Bank APP by mobile phone.
Log in with your mobile phone number of China Construction Bank and open mobile banking. If you are logging in for the first time, you can log in with your ID card or directly with your bank card.
Click "Credit Card" at the bottom of the screen, then slide down to find "Credit Card Management", and slide to the second page to see the pre-approved amount.
Click on the pre-approval quota to find out if you have a quota.