1) China Merchants Bank has launched a variety of credit card types with cartoon patterns: HELLO KITTY co-branded card (6 types of card faces), Tom and Jerry credit card (2 types of card faces), Chibi Maruko-chan credit card (2 types) Card surface), World of Warcraft Credit Card (4 card surfaces), Doraemon Credit Card (4 card surfaces), Astro Boy Credit Card (2 card surfaces), Crayon Shin-chan Credit Card (2 card surfaces).

——The above cartoon pattern credit cards are full-featured CMB credit cards and enjoy all the functions of CMB credit cards (card swiping/cash withdrawal, overdraft, installment, points, online payment, etc.). The annual fee depends on the card type, it is 300 yuan/year for gold card and 150 yuan/year for regular card. However, they all provide a policy of "swiping the card 6 times with no limit on the amount in the year will waive the annual fee for the next year", so as long as you keep using it after that, there is basically no annual fee to pay. However, since it is a fully functional credit card, the main card applicant must be over 18 years old and have a stable job before applying. College students are not allowed to apply.

2) Automatic repayment is one of the various repayment methods. It is not mandatory and is purely for your convenience. You must apply for a China Merchants Bank all-in-one debit card (you can apply for it at any time with your ID card), then check "Automatically linked repayment" when applying for a credit card and fill in the card number, so that after the card is approved for use in the future, the monthly repayment date will be , automatically transfer funds from the All-in-One Card to the credit card for repayment based on the current month's bill. Of course, if you want to pay it manually, you can do it. You don’t need to apply for a card before applying. Just uncheck automatic repayment when applying. After the monthly bill is issued, you can just go to a China Merchants Bank outlet or self-service machine to pay it back, or you can also repay it online. , there are many methods, no forced choice.

3) If you want to cancel the card after opening it, call the China Merchants Bank Credit Card Center for manual processing. Just apply directly over the phone. The customer service will help you cancel the card after verifying that your personal information is correct. Canceling the card over the phone means officially canceling the card. There is no need to go to a China Merchants Bank branch and no handling fee will be charged.