1. Gome Online supports online payment by installments, but if the amount is not enough, the cardholder of China Merchants Bank can choose to divide the total price of the purchased goods into 3, 6 and 12 installments on average when shopping in Gome Online, and use the credit card to complete the installment payment immediately through the network, and then the cardholder can repay each installment (month) on time according to the credit card bill.

2. When submitting an order for payment, select credit card installment payment and the number of installments. Payment amount = total order amount+installment fee, where the total order amount is the amount of the order, and the handling fee is budgeted by Gome according to the bank rate. The actual handling fee is charged by the bank and reflected in the user's credit card installment bill.

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There are also various terms for installment payment: the buyer pays by installments, usually paying the down payment first, and then paying the second money after receiving the delivery notice from the real estate agent; In three installments, the third payment will be paid within a certain period of time after check-in.

In this way, the total house price paid by the purchaser is usually more than the one-time payment, but at the same time, it can reduce the possible losses of the auction house, such as the "unfinished house", the decline of house price beyond the down payment and the changes of the purchaser's own economic situation.

The installment payment of loans usually takes several years to pay off. The key here is when the installment payment will start, except the down payment, in other words, when the loan bank will hand over the loans of the buyers to the real estate developers. This time can start as soon as the loan procedures are completed, or it can start when the house is delivered, which is more beneficial to the buyers.

Of course, how to pay is not the wishful thinking of the buyers. If the real estate developers do not have the strength themselves, they must rely on the buyers' money to build houses. Usually, they will not agree that the second payment of the buyers will be delayed until the delivery. In this case, the buyers can only decide whether to buy the real estate developers' houses by themselves.

Baidu encyclopedia-installment payment

Baidu encyclopedia-Gome.