For us now, online payment has flooded our lives. Even if we go out and take a mobile phone directly, we can complete the process of buying goods, and life becomes very convenient. But at the same time of convenience, this kind of electronic payment is also a double-edged sword, which brings us some benefits and some disadvantages. So now we will limit some things, such as payment codes, also to avoid these bad things.

Wechat personal collection code can no longer be paid by credit card, and its operating rate will increase, which means that merchants want to let everyone pay by WeChat, and they have to go through formal merchant channels instead of printing a code casually to let others pay. In fact, this rule is also better. For some elderly people, they are not familiar with this kind of electronic payment, and there have even been cases where someone else's code is placed next to selling vegetables to collect money, which is simply very irritating. Now this regulation can allow more businesses to apply for their own business codes on their own initiative, which will become more standardized.

Besides, it's good that you can't pay by credit card. As we all know, young people nowadays are basically moonlight people, and even everyone has many credit cards. If you want to return this credit card, you must exchange money between different cards and use a personal receipt code. Payment is an act, because anyone can generate a personal receipt code, then we can pay by ourselves, so that we can swipe money from the credit card. Restricting this kind of behavior now can make young people not have this kind of luck, and don't apply for a credit card just because it is convenient to swipe it. This is also a means to help young people avoid using credit cards too much.

For us now, electronic payment is still a very hot stage, but the regulations in all aspects are still not perfect, and now the regulations on personal bar code collection are also developing in a good direction.