1. Improve your sesame credit. As the user's credit certificate, you and I will ask for the authorization of Sesame Credit during the application process. If the sesame credit score is too low, it may be the reason why you and I were rejected. So I suggest you take good care of sesame credit at ordinary times.

2. Binding commonly used credit cards, it is of course important to bind a credit card with good credit information, but if the bound credit card has not been swiped for half a year, no matter how good the credit is, it cannot be used as a credit certificate. Therefore, when binding credit cards, you must use commonly used credit cards, which can greatly improve the pass rate.