The limit of Guangfa’s regular credit card is generally between 3,000-10,000 yuan, and the limit increase range is about 10%-50%. If you want to increase your credit limit, here are a few tips for you:
1. Use more credit cards: After opening a credit card, use as many credit cards as possible, and it is best to pay it off in one go. Or installment, minimum repayment, never overdue.
2. Appropriate installment: Installment charges a handling fee. Appropriate installment can reduce the repayment burden, allow the bank to earn income, and is also good for increasing the amount.
3. Submit property certificates: When applying for a raise, submit property certificates that have not been provided before, such as salary check-in statements, social security paid by the company, provident fund, fixed deposits, cars, real estate, etc.
4. High consumption: It is best for the monthly credit card limit to reach more than 60% of the total limit.