which bank is faster to apply for a euro credit card?
It's almost the same. At present, Bank of China, China CITIC Bank, China Construction Bank and China Everbright Bank have all issued euro credit cards. The details are as follows:
Bank of China:
Bank of China VISA Great Wall International Card Euro card
With this card, you can enjoy interest-free installment repayment for up to 24 months. You can also flexibly choose merchants to purchase in installments immediately or apply for monthly settlement after consumption.
Bank of China MasterCard Great Wall International Card Euro Card
Bank of China Great Wall International Card is the first credit card in the Mainland to provide Hong Kong's "Octopus Automatic Value-added" service, which will realize the link between credit card account and Octopus, automatically increase the value of your Octopus, and experience the interaction between the two cards in the Mainland and Hong Kong, so that the road in Hong Kong will be smooth! (This service is applicable to Great Wall International Credit Cards in all currencies).
CITIC Bank:
CITIC Coca-Cola Euro Credit Card
Any natural person who has reached the age of 21, has full capacity for civil conduct, has a legal and stable source of income and solvency, and has a good credit standing can apply to the credit card center for a personal credit card master card with his/her valid ID card and other documents required by the credit card center. The master card holder can be another person who has reached the age of 18. A natural person with full capacity for civil conduct applies for a supplementary card.
China Construction Bank:
China Construction Bank's European Travel Credit Card (also known as Euro Dual Currency Credit Card)
China Construction Bank's European Travel Credit Card is a RMB/Euro dual currency credit card, which is used all over the world at home and abroad. It not only enjoys the excellent functions, rights and services of Dragon Credit Card, but also enjoys rich exclusive rights and services such as traveling to Europe, business and studying abroad.
China Everbright Bank:
Europlatinum Credit Card of China Everbright Bank
The Europlatinum Credit Card launched by China Everbright Bank is settled in euros. Except for the global use, if it is used in the euro area, it does not involve foreign exchange in the settlement process, so it is free of a currency exchange fee, which can save at least 1% compared with non-euro dual-currency international cards.
What credit card should I use in Europe
Generally, the first way to go to Europe is to use a dual-currency credit card with RMB and Euro, which can be handled by China Bank, China Construction Bank and Industrial and Commercial Bank of China. This kind of card has a quota of RMB and a corresponding quota of Euro. If you swipe your card in Europe, you will charge it in Euro. After returning home, you can repay in euros or purchase foreign exchange in RMB.
as a second method, you can also use the euro single-currency credit card. China Bank, China Construction Bank, Industrial and Commercial Bank of China, China CITIC Bank, Minsheng Bank and other banks have launched the euro credit card.
in the third method, you can use a full currency card, which is more cost-effective for direct consumption in euros, while a full currency card can be used in all currencies except RMB. The settlement methods and posting time of foreign currency cards in different banks are different, and the effects are also different when the exchange rate fluctuates.
how do I apply for the credit card of CITIC Bank in Euro or Hong Kong Dollar?
CITIC Card Center has issued VISA RMB/HK$ (VISA RMB/Euro) dual-currency credit cards, but the website cannot apply for them at present. If you need to apply for credit cards in HK dollars or Euro, please obtain the application form through CITIC's business outlets and fill in the paper application form to try to apply.
which banks have euro credit cards? Evaluation of three euro credit cards
Many cardholders like to travel to Europe, so they want to apply for a euro credit card, so that they can spend money in euro countries and charge in euros, which is very convenient. However, most foreign currency cards issued by banks are in US dollars, while only a small number of banks issue euro cards. Here, I have sorted out three most common euro credit cards. As for which one is easy to use, it depends on how you choose.
which banks have euro credit cards?
Most prime bank do not issue euro cards, so there are still quite a few euro credit cards.
I searched for credit cards in official website for a long time, and found that China Bank, China Construction Bank and Minsheng Bank have euro cards.
here are the details:
1.
Card information
1. RMB/Euro dual currency, Visa/MasterCard optional
2. The longest account period is 5 days, and the chip/magnetic stripe optional
3. The annual fee for general card is 12 euros, and the annual fee for gold card is 22 euros, and the annual fee is exempted for five swiping in the same year
.
In addition, with this card, you can enjoy interest-free installment repayment for up to 24 months when shopping around the world. In terms of repayment, cardholders can use euros or directly choose to repay in RMB.
2.
Card information
1. RMB/Euro dual currency, MasterCard
2. The longest account period is 5 days, only the magnetic stripe
3. The annual fee for gold card is 16 yuan, and the annual fee for platinum card is 58 yuan. There are 18 free annual fees.
Card evaluation
The European travel card is a RMB/Euro dual currency credit card, which is ok.
in addition, this card not only enjoys the excellent functions, rights and services of Longka Credit Card, but also enjoys rich exclusive rights and services such as traveling to Europe, business and studying abroad.
3.
Card information
1. RMB/Euro dual currency, UnionPay MasterCard
2. The longest account period is 5 days, only the magnetic stripe
3. The annual fee of the gold card is 3 yuan, and the annual fee of the first year is exempted, and the annual fee of the next year is exempted for spending five times.
Card evaluation
The euro card of Minsheng International Student Credit Card is RMB/Euro dual currency.
In addition, the card provides a full set of preferential services for overseas students, especially in the ultra-low discount purchase of notebook computers, electronic dictionaries and other overseas study supplies, international air ticket discount, baggage over-consignment, global express discount, and 3 million aviation accident insurance gift.
Summary:
The above information is only collected on the Internet. You can refer to it. In my opinion, the comprehensive comparison shows that ICBC's euro dual-currency card is more reliable, with low handling fee, low annual fee and credit card frequency requirements, and many outlets. As for which one to choose, you have to compare it yourself.
how to apply for citic credit card euro or hong kong dollar dual currency card?
China CITIC Bank Credit Card has dual-currency cards of RMB and USD, RMB and HK$, and RMB and EUR. Among them, dual-currency cards of RMB and USD can be applied through online channels. Dual-currency cards of RMB and HK$ and RMB and EUR need to go to the counter to try to apply, subject to the counter prompts. Before applying, it is recommended to contact the local outlets to find out.
how to do it? that's enough for the introduction of euro credit cards.