Yes, you can use it after you get the credit card activated.

credit card activation method:

CITIC Bank supports many ways to open credit cards:

Method 1. (Webpage): Open the webpage/citiccard/online/firstpagemanage.do? Func=openCard_1 operation is enabled.

method 2 (wechat): pay attention to wechat account number: zxyhxyk, and click "card processing/installment" → "I want to open a card" on the interface.

method 3 (SMS): use your registered mobile phone to edit SMS "KK+ last four digits of card+last four digits of home phone" (such as KK12348765) or "KK+ last four digits of card number+last six digits of ID number" (such as KK1234876543) and send it to: 16989553.

method 4 (dynamic card space): after opening the dynamic card space, select "card processing by stages" → "credit card opening".

method 5. (telephone): dial 488-95558 with your mobile phone or home phone registered in our bank to input information according to the prompts, and then press 2 →1 to input information according to the prompts. ? Extended information

There is no initial password for CITIC Bank credit card. You can set it through our online banking and telephone.

1. (setting credit card password for online banking): Open the webpage/perbank5/signincoredit.do (if it cannot be opened, please copy it to the address bar and then open it), click "Register now", and then log in without certificate through this website after registration (if registered, please log in directly); Enter the password and log in successfully, and then click Customer Service → Telephone Service Password Service → Settings at the top left.

click "customer service" → "transaction password business "→" reset "at the top left. If you don't have a password set by yourself or can't remember it, please select Reset instead of Modify.

Tips: It is recommended to use the ID number to log in. If there are letters in the ID number, please use capital letters to register and log in; ?

2. (phone setting): dial the customer service hotline 488-95558 with your home or mobile phone number registered in our bank, and then input the information according to the prompts, then press 2→2 (set the phone service password) and select 2→3 (set the transaction password). ?

III. (Dynamic card space setting):

Setting the telephone service password: click "Login" → "Set or forget the telephone service password?" , and then enter the data and follow the prompts.

setting the transaction password: after entering the dynamic card space, click the symbol "≡" → "Personal Information" at the upper left. If you have not logged in, please log in first. After logging in successfully, you will see the cardholder information page, and select "Consumption Mode and Password Settings "→" Set or Forget the transaction password ".

Tips: The version of the dynamic card space supported by password setting needs to be V3.3.13 or above. The query method of the dynamic card space version: after entering the dynamic card space, click the symbol "≡" → "About us" at the top left.

Reference: CITIC Bank Credit Card-Card Service