If the credit card of China Merchants Bank needs to turn off the domestic online payment function of the credit card, please log in to the credit card online banking. It can be opened with Lenovo V 14 and Windows 10 systems of 10th generation Core laptops. Open Baidu webpage, search China Merchants Bank official website, log in to personal online banking, click "Online Payment-Online Payment Function Application" menu, and select "Cancel" to take effect in real time. If you still don't understand, I suggest you dial 4008205555 to enter your ID number, and then select 9 to enter the manual, and the service staff will verify it for you. You can also open www.cmbchina.com, the homepage of China Merchants Bank, and click "Online Customer Service" in the upper right corner to enter the consultation.

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China Merchants Bank's credit card enjoys a high reputation in the industry. Whether it is exclusive privilege or wool, it has a good reputation among card friends. Credit card players are basically one person or even several people, but for some white people, it is not so easy for China Merchants Bank to apply for a credit card. Generally speaking, the reasons for refusal are as follows:

1, personal comprehensive score is insufficient.

Insufficient comprehensive score is the most common reason for the rejection of credit card application platform. Everyone has a comprehensive score in the bank, which is related to everyone and the daily business of the bank. When applying for a credit card, if the applicant fails to meet the required scoring standards, the application for a card will be rejected. If you want to get a high credit card, you should first pay attention to it and improve your comprehensive score before applying.

2. Wrong card type selection

China Merchants' credit cards are also graded. The higher the card level, the higher the requirements for applicants. If you don't apply for a loan according to your actual qualifications, there is a great possibility of being refused a loan. On the other hand, if everyone can choose the card type according to their personal qualifications, then the possibility of success in handling the card is very high.

3. Have a bad credit record.

Although China Merchants Bank is a commercial bank, its credit requirements for users are not lower than those of state-owned banks. After all, only users with good credit can guarantee that they will not pay back when due. Therefore, for users with poor personal credit, China Merchants Bank often refuses loans. If everyone wants to successfully apply for China Merchants Bank credit card, it is recommended to optimize the credit information before applying, so that the success rate and quota will be much higher.

4. The application information is fraudulent.

China Merchants Bank will check the credit cards one by one. If the applicant is found to be fraudulent, then considering the safety of funds, the card will definitely be rejected. There may be many applicants who are lucky, but in order to prevent risks, China Merchants Bank has a strict review, and it is difficult to get away with fraud. Once discovered, it will not only be rejected, but may even be included in the list of users that the bank refuses to contact, and it will be difficult to successfully apply for China Merchants Credit Card in the future.