1. Can you get a loan in Huangqi, Foshan? Or can you help me apply for a credit card? I am doing business here

Yes, but you need to understand your actual situation. This is Guangzhou , can be done in Guangzhou and Foshan, welcome to harass

2. Calculation of mortgage loan early repayment

Prepayment of the loan is the repayment of the principal. For example: If you borrow 200,000 yuan and have paid it off for 5 years, you want to pay it off in one lump sum. Just pay off the remaining principal at once.

The so-called initial payment is interest because the initial principal is large, and the proportion of interest in the monthly repayment is also large. But it’s not just interest payments.

For a 200,000 loan, the 10-year repayment in 10 years and the 10-year repayment in 5 years are calculated as follows:

12,000 loan with a 10-year repayment in 10 years (calculated) :

Total loan amount 200,000.00 yuan

Number of repayment months: 120 months

Monthly repayment 2,2

Total payment Interest 65,245.58 yuan

Total principal and interest 265,245.58 yuan

22,000 loan with 10-year term and 5-year repayment:

Original monthly repayment amount: 2210.38

Original final repayment period: March 2025

Total repayment: 132,622.79 yuan

Interest repaid: 47,231.37 yuan

One-time repayment amount for this month: 115,172.08 yuan

Monthly repayment amount from next month: 0 yuan

7450.71 yuan after the festival

New final repayment Period: April 2020

Saving interest after repaying in 5 years

3. Can provident fund loans be used to purchase Foshan Huangqi Riverside Garden

Yes

Let’s see what others say.