As more and more credit cards are applied for, cardholders are most afraid of overdue credit cards and having their credit cards reduced. In fact, another one is being locked up in a dark room. Let me tell you about it below. What does it mean to put a credit card in a dark room?

What does it mean to put a credit card in a dark room?

The credit card dark room refers to the user's triggering during the use of a credit card. The credit card bank's risk control system caused the credit card to enter the gray list of the bank's risk control system. After being locked up in a credit card black room, you will be temporarily unable to operate cash installments, be unable to apply for various loans launched by banks, and have a temporary limit that has not been used for months or even years.

A credit card black room means that the bank has implemented risk control on cardholders. Cardholders can still use credit cards to make purchases normally, but cannot handle credit card limit increases, installments and other services. Generally, there are two main reasons for entering a credit card black house. One is because the cardholder is overdue in repayment, and the other is because the cardholder is suspected of cashing out. For example, if you often use the same POS machine to make large-amount card payments, or the card is often empty, the bank will suspect you of cashing out