For industrial star-level services, what conditions must be met to upgrade from six stars to seven stars?

Graded assessment based on the customer’s personal assets and transactions with ICBC.

Query: Hold any ICBC card at the counter and let the teller swipe it to display the star rating

Rating standards:

1. Generally, customers are three Customers with a star rating below;

2. The initial star rating for regular credit card cards is four stars;

3. The initial star rating for financial gold card or credit card gold card or VIP version online banking customers is five stars ;

4. The initial star rating for platinum card or wealth contract customers or online banking silver customers is six stars;

5. The initial star rating for online banking gold medal customers or private banking customers is seven stars Level

At present, it seems to be of little use, but in the future, tiered discounts will be implemented on business fees such as transfers, deposits and withdrawals. What services does ICBC’s six-star service provide?

2. Gradually expand the scope of benefits of personal assistant services to all six-star customers, providing comprehensive family protection, travel and personal business assistants, golf and Five services including luxury goods customization, global medical rescue, and Chinese automobile roadside assistance. 3. Provide automatic credit limit service for personal consumption credit loans. Each bank sets the basic credit limit for each star rating by itself. Customers can decide whether to use the limit according to their own needs, further broadening customer financing channels. 4. Applicants are allowed to apply for platinum credit cards. After successful application, you can enjoy value-added services such as platinum credit card preferential merchant discounts and airport VIP channels. 5. Enjoy relevant business rate discounts. 6. Service channels: Mainly provide services to six-star customers through wealth management center, online banking VIP version silver membership and VIP service hotline, mobile banking (WAP) and other channels.

ICBC’s 7-star rating is a platinum customer. If you have 1 million assets and spend 20W per year, you can apply for a platinum card. Once you apply for a platinum card, you will be a 7-star customer. How can I get double ICBC’s six-star rating? Seven Stars

Upgrade to double 7-star customers, purchase financial management, buy today, sell tomorrow, upgrade quickly

Also handle deposits, loans, investment and financial management (including funds, financial products, Businesses such as treasury bonds, insurance, foreign exchange, gold, etc.), card consumption, inter-regional and inter-bank remittances, inter-regional deposits and withdrawals can all be rated with stars based on business volume. The more business handled, the higher the star rating. What conditions must be met to upgrade the QQ Speed ??Racing Team from level one to level two?

Level 1 team, no stars, team points: 0--49999;

Level 2 team, 1 Stars, team points: 5 0000--9 9999;

Level 3 team, 2 stars, team points: 10 0000--14 9999;

1--6 stars per level 5W team points are required

And so on,

Level 7 team, 6 stars, team points 35W-45W

And so on (starting from 6 stars, Each subsequent level requires 10W team points)

Teams from level 1 to level 12 only count team points, not prosperity.

Then starting from level 13, teams need to calculate prosperity. Level 13 fleet needs 50W prosperity.

In other words, even a 13-star fleet is still considered a level 12 fleet if its prosperity is less than 50W.

Fleet points can be obtained by swiping the horn, completing fleet tasks, consuming Q coins, and being first at the border. How long can the ICBC six-star service star be maintained?

Now it is based on the customer's transaction volume and so on. Review once a month. As long as you have a lot of business and deposits, you can keep it and it may be upgraded to 7 stars. I hope it can help you

What services can ICBC seven-star customers enjoy?

Seven-star is the highest star rating. ICBC will provide private banking services and personal assistant services to seven-star customers mainly through private banking service agencies, online banking VIP version, 4006695588 VIP service hotline, mobile banking and other channels. and related business rate concessions. Seven-star customers can also try to apply for an ICBC platinum credit card. After successful application, they can enjoy value-added services such as platinum credit card preferential merchant discounts and airport VIP access.

Why did the star rating of ICBC drop from seven stars to four stars l

1. The reason why the star rating of ICBC dropped is: individual star ratings change dynamically, and will be changed every once in a while according to the process passed during this period. Re-evaluate the star rating based on the comprehensive business volume (such as deposits, investment and financial management, card consumption, long-distance and inter-bank remittances, etc.). You can handle more business and increase the overall business volume, and the star rating can be increased in the future.

2. Industrial and Commercial Bank of China (full name: Industrial and Commercial Bank of China, ICBC) was established on January 1, 1984. Founded in 1984, it is the first of the five major banks in China and one of the world's top 500 companies. It has the largest customer base in China and is the largest commercial bank in China. Industrial and Commercial Bank of China is China's largest wholly state-owned commercial bank. Its basic mission is to raise social funds through domestic and foreign financing activities in accordance with national laws and regulations, strengthen credit fund management, support enterprise production and technological transformation, and serve my country's economic construction.

How to upgrade the industrial star level

Contribution star rating: refers to the star rating based on the total star point value calculated by the star rating model. It is the embodiment of the actual contribution of individual users of our bank and is the basis for performance appraisal and Basis for information disclosure. The assessment cycle of contribution star rating is monthly.

Service star rating: refers to the contribution star rating based on certain rules in order to meet the needs of individual user expansion and business development of our bank. The adjusted rating results are also the basis for our bank's individual users to enjoy our bank's various priority preferential services. Service star adjustments are divided into three types: real-time adjustment by the system, manual adjustment by the account manager, and fixed daily adjustment of the rating.

Three-star customers are mainly college students (including graduate students) and young professionals with short working hours and development potential. They are potential target customer markets that our bank focuses on and actively guides. Mainly through the co-branded Peony Money Link Card Convenient services attract customers.

1. Service content. Provide savings deposits, personal consumption loans, investment and financial products, bank cards, collection and payment, settlement and remittance, financial consulting, account management, electronic banking, etc. Personal financial services.

2. Service channels. Mainly provide services to three-star customers through financial convenience stores, regular version of online banking, 95588 service hotline, mobile banking (WAP), self-service banking and other channels.< /p>

Four-star services mainly include:

1. Providing savings deposits, personal mortgage loans, personal consumption loans, investment and financial products, bank cards, collection and payment services, and settlement and remittances , financial consulting, account management, electronic banking and other personal financial services.

2. Allocate a general credit card, and customers can enjoy value-added services such as preferential merchant discounts on the credit card.

3 , Service channels: Mainly provide services to four-star customers through general financial centers, ordinary version of online banking, 95588 service hotline, mobile banking (WAP), self-service banking and other channels.

The five-star service content is as follows :

1. Provide "six special" services for Elite Club accounts, namely: "Exclusive VIP Channel", "Exclusive Fee Discounts", "Expert Financial Management Services", "Specialized Financial Management Products" and "Professional Account Management" Exclusive exciting activities", etc.

2. Provide automatic credit limit service for personal consumption credit loans. Each bank sets its own basic credit limit for each star rating. Customers can decide whether to use the limit according to their own needs, further broadening the customer base Financing channels.

3. Allocate a gold credit card, and customers can enjoy value-added services such as credit card gold card preferential merchant discounts and airport VIP channels.

4. Enjoy relevant business rate discounts .

5. Service channels: Mainly provide services to five-star customers through VIP financial management center, VIP version of online banking, 4006695588 VIP service line, mobile banking (WAP), self-service banking and other channels.

Six-star service contents are as follows:

1. Provide four series and ten types of exclusive wealth management services including “wealth”, “wisdom”, “respect” and “enjoyment”, including wealth planning, asset management, Account management services, financial consulting, wealth information services, VIP channels, exclusive rates, exclusive media services, global finance and value-added services, etc.

2. Gradually expand the scope of benefits of personal assistant services to All six-star customers are provided with 5 services including comprehensive family protection, travel and personal business assistant, golf and luxury goods customization, global medical assistance, and China Automobile Roadside Assistance.

3. Provide personal consumption credit loans Automatic credit limit service, each bank sets its own basic credit limit for each star rating, and customers decide whether to use the limit according to their own needs, further broadening customer financing channels.

4. Approved to apply for platinum credit card, after successful application Enjoy Platinum Credit Card special merchant discounts, airport VIP channels and other value-added services.

5. Enjoy relevant business rate discounts.

6. Service channels: mainly through wealth management centers and online banking VIP silver members and 4006695588 VIP service hotline, mobile banking (WAP) and other channels provide services to six-star customers.

The services that seven-star customers can enjoy are as follows:

1. Our bank provides private banking services to seven-star customers, fully satisfying seven-star users’ cash management, investment and financial management, loan financing, and banking services.

Based on your bank card and other financial service needs, we focus on providing you with special services such as entrusted asset management, inheritance, real estate, retirement, insurance consultation and planning, as well as priority services, preferential services, exclusive CFP account manager services, high-end preferential merchants, etc. Value-added services.

2. Provide personal assistant services covering comprehensive family protection, travel and personal business assistants, golf and luxury goods customization, global medical rescue, China automobile road rescue and other services.

3. Provide automatic credit limit service for personal consumption credit loans. Our bank will set the basic credit limit for each star rating. You can decide whether to use this limit according to your own needs to further broaden your financing channels.

< p> 4. Applicants are allowed to apply for Platinum Credit Card. After successful application, you can enjoy Platinum Credit Card special merchant discounts, airport VIP channels and other value-added services.

5. Enjoy relevant business rate discounts.

6. Service channels: Mainly provide services to seven-star customers through private banking service institutions, online banking VIP version gold members, 4006695588 VIP service hotline, mobile banking (WAP) and other channels.

Individual customers are based on contribution The star rating is subdivided into six categories: seven-star customers, six-star customers, five-star customers, four-star customers, three-star customers, and quasi-star customers***. The evaluation standards for each type of customer are as follows:< /p>

(1) Seven-star customers: Star point value is above 80,000 (inclusive).

(2) Six-star customer: Star point value is from 10,000 (inclusive) to 80,000.< /p>

(3) Five-star customers: star points value 2,000 (inclusive) ~ 10,000.

(4) Four-star customers: star points value 500 (inclusive) ~ 2,000.< /p>

(5) Three-star customers: star point value 50 (inclusive) ~ 500.

(6) Quasi-star customers: star point value 0 (inclusive) ~ 50.

(7) Customers whose star point value is equal to 0 will not be rated with a star rating.

For customers who meet one of the following conditions, if the current service star rating is low, the system will automatically Raise it to the corresponding star rating:

(1) Sign a private banking service agreement and adjust the service star rating to seven stars.

(2) Open an ICBC Wealth Management Elite Account Card, For platinum credit cards, the service star rating will be adjusted to six stars.

(3) Open an Elite Club account or a gold credit card, and the service star rating will be adjusted to five stars.

(4) Open For general credit cards, the service star rating is adjusted to four stars.

The star point value is calculated by summarizing your assets, liabilities and intermediary business in our bank (widely within the bank) in the past six months.< /p>

Relevant indicators and calculations

1. Financial assets

The financial assets indicator consists of two details: short-term assets and medium- and long-term assets. The indicator is calculated as each financial The half-year average daily balance of assets.

(1) Short-term assets

Mainly include: current savings deposits, third-party custody, Link Express financial products, money market funds, and credit card deposits .Earn 135 star points for every 10,000 yuan of short-term assets.

(2) Medium and long-term assets

Mainly include: time savings deposits (including fixed and live deposits), provident fund deposits, Wealth management products (excluding Linkong Express), funds (excluding money market funds), treasury bonds, insurance, gold (including paper gold, physical gold, branded gold), etc. 100 star points can be obtained for every 10,000 yuan of medium and long-term assets.

2. Personal liabilities

The personal debt indicator consists of three items: personal housing mortgage loans, other personal loans, and card overdrafts. The indicator calculation caliber is the half-year date of each personal liability. average balance.

(1) Every 10,000 yuan personal housing mortgage loan can obtain 100 star points.

(2) Other personal loan indicators include personal consumption loans and personal operating loans. and other types, you can get 200 star points for every 10,000 yuan of other personal loans.

(3) You can get 200 star points for every 10,000 yuan of credit card interest-bearing overdrafts.

3. Intermediate Business

The intermediary business indicator consists of three details: investment and financial transactions, card consumption transactions, and settlement transactions. The indicator calculation caliber is the cumulative transaction amount in half a year. If the single transaction amount exceeds the service fee for that business charge

If the standard upper limit amount is used, the upper limit amount will be used as the transaction amount to be included in the indicator statistics. If a single transaction has enjoyed our bank's rate discount, the transaction amount will be converted according to the preferential ratio before being included in the indicator statistics.

(1) Investment and financial management

Transaction indicators mainly include: fund purchase and redemption (excluding monetary funds), purchase of financial products (excluding Lingtong Express), purchase of government bonds, purchase of insurance, and gold trading , foreign exchange trading, etc. You can get 200 star points for every 10,000 yuan of investment and financial management transactions.

(2) Card consumption

Transaction indicators mainly include Money Link cards and Elite Club account cards ( Transactions generated through POS card consumption including ICBC Wealth Management Account Card), credit cards, credit cards, quasi-credit cards and other cards. 400 star points can be obtained for every RMB 10,000 investment and financing transaction amount.

(3) Settlement type

Transactions mainly include off-site deposits and withdrawals, off-site remittances, inter-bank remittances, quick remittances, etc. Each settlement transaction amount of 10,000 yuan can earn 200 star points.