1. The applicant must be 18 -65 years old. If they are compatriots from Hong Kong, Macao and Taiwan or foreigners, they must be 25 -55 years old.
2. The applicant must have full capacity for civil conduct.
3. Business owners, executives of large and medium-sized enterprises, middle managers of large enterprises, people with certain popularity and property strength in society, stable income, strong consumption power and stable repayment ability.