Jinshang Bank is a local bank in Shanxi. Although it is not well-known, Jinshang Bank has also obtained the right to issue credit cards. The Jingdong Financial Co-branded Card issued by JD.COM has attracted much attention, because this credit card is cost-effective, and many friends want to apply. So, is it good to get a joint card of Jinshang Bank Jingdong Finance? Let's look at these points. credit card application conditions of Jinshang Bank To apply for a joint card of Jinshang Bank Jingdong Finance, you must first meet the basic conditions for applying for a credit card of Jinshang Bank. Like other banks, the application threshold of East Asia Credit Card is not high, mainly including the following points: 1. At least 18 years old, with full capacity for civil conduct. 2. Have a legal and stable income source and solvency, and be able to repay in full and on time. 3. Personal credit is good, and there is no overdue or serious credit record at present.

It is not enough to meet the basic conditions. Whether you can get off the card depends on the following points: 1. Those who can be members of JD.COM and have spent some money will be better approved. After all, JD.COM is a partner and can provide some reference. 2. It is better to approve the local business outlets of Jinshang Bank. The credit card of Jinshang Bank only supports some cities to apply, and the cities that do not support it may not be so good. 3. It will be better to get a card if you can provide certain asset certificates. Like other banks, Jinshang Bank is more interested in approving credit cards for personal assets. If you have real estate or car production, you can basically get it in seconds. Summary: The JD Finance Co-branded Card of Jinshang Bank is a co-branded card, and it belongs to a small bank, so in general, it is easier to approve the JD Finance Co-branded Card of Jinshang Bank. Of course, the better the applicant's credit condition, the easier it is to get the card, and the amount of card approval will not be disappointed.